It does! In case you have a fantastic credit score and request an overdraft, we can create one up for you personally. The overdraft fascination level is determined by the account model you have got organized. As an example, the overdraft interest fee for that cost-free “Fundamental” current account is now twelve.twenty% p.a.
You are able to view account statements and other files while in the inbox inside your banking app or while in the online banking portal.
When you've efficiently opened your account, you can endorse the free present-day account online to your family and friends with the Customer Referral scheme.
Opening your free of charge Commerzbank recent account online is brief and straightforward. Account activation is absolutely digital With all the photoTAN application, giving you immediate usage of online and cell banking. You can begin withdrawing funds and paying out along with your card the moment you receive your new Girocard.
You consent to marketing email messages and phone calls. Consent may very well be provided over the account opening procedure or thereafter in three months in a Commerzbank department or online at and may not be revoked for at least three months.
All you need to do is activate the virtual debit card while in the banking application to start paying out contactless in retailers and utilize it at money devices round the world. Transactions are authorised by and charged directly to your current account.
The bare minimum regular incoming payment amount is calculated on the basis of the total incoming payments per calendar month, Köp Citodon online not such as securities transactions, transfers to other accounts held within your title, credit score notes from returned direct debits/cheques or refunds. This calculation is built on The premise of the worth date for each transaction.
If you opt for “KlassikAccount” or “PremiumAccount”, there isn't any bare minimum monthly incoming payment necessities.
Girocard: The Girocard is often a contactless debit card. You should use it to help make contactless payments with suitable card readers. The quantity is then charged on your account instantly.
We’ll refund any revenue dropped due to phishing frauds or malware in comprehensive if the required disorders are satisfied.
fifty cost for every transaction/cheque for paper-primarily based domestic/SEPA transfers, processing domestic cheques issued in euros, together with money withdrawals and funds deposits at Commerzbank counters.
The account may only be utilised for personal functions. It will not be made use of as a business account by freelancers or entrepreneurs. If you need an account for industrial uses, check out the enterprise accounts we provide here.
The quickest strategy to validate your identity is over a online video contact utilizing the IDENT application. Download the IDENT app from the
Only the top for our prospects. We are shaping the future of banking by providing you with a chance to decide what you would like and when you need it. Take pleasure in possessing a robust and Safe and sound husband or wife at your side.
Your payment companions is going to be quickly informed of one's new financial institution facts. This features your employer, mobile phone supplier and insurance policies suppliers.
It is possible to open up a no cost Commerzbank current account If you're at the very least 18 several years aged, a German resident and tax liable in Germany (tax resident). Accounts can only be opened Should they be supposed for your own individual use.
The calculation is predicated on the monthly typical quantity exceeding 50,000 euros in the euro-denominated deposits booked on all deposit and existing accounts held at Commerzbank, excluding adverse balances.